WIN a Wing Pendant Necklace from Jana Reinhardt

Wings carry a number of associations, so whether you're seeking jewellery to depict heaven, freedom, travel, dreams, or even wisdom, this pendant necklace from Jana Reinhardt is the perfect piece to add to your collection.

The Jana Reinhardt designs are inspired by the natural world and the naive art movement. They don't use machine manufacture, preferring the old techniques of wax carving and fabrication to create their products - making Jana Reinhardt a more sustainable choice for jewellery lovers.

3 Things Young Families Should Consider Before Moving House

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Moving house or buying your first house is never particularly easy regardless of your age or experience. For young families, it’s certainly a big ask, transferring your entire life and all your belongings across - not to mention the cost of doing so can be increasingly high, especially in light of unforeseen circumstances.

In simple terms, the average house move in the UK tends to land on an estimate of around £8,800, right up to £12,000 - although, this figure does vary significantly depending on where you previously lived or where you’re looking to live in the future. Certain things are difficult to circumvent; stamp duty for example. However, there are absolutely things you can do to drive down the cost of moving as a younger family who might be doing so for the first time. 

How to Enjoy the Perfect Valentine's Night at Home

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For lots of us, February 14th is a night that is approached with as much trepidation as excitement. After all, it's when everything is supposed to be perfect but can all too easily go wrong. For example, restaurants both hike up their prices and get booked up super early so you can easily end up paying a fortune somewhere that's a long way from being your first choice of restaurant.

But no problem. Because with a little imagination you can still have a romantic evening at home and enjoy restaurant-quality food, almost without having to lift a finger. Read on and I’ll also come up with a suggestion to add more than a little glamour and excitement to the evening as well.

Income Protection Insurance - What Is It and Do I Need It?

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In the current climate, it’s fair to say that we are all so grateful for our income. The last year or so has been really tough on so many people financially, and we’ve all realised the importance of a roof over our heads and food in the cupboards.

With that in mind, why are so many of us unprotected when it comes to life insurance? And particularly income protection insurance? It makes total sense to insure your income, so that if you are unable to work due to injury or illness, you can continue to keep the bills paid and the family warm and fed.

About income protection insurance

Income protection insurance sits under the umbrella of life insurance. When you take out an income protection policy, you pay monthly to your provider to allow you to claim if you were to become too ill or injured to go to work for a prolonged period of time. Claiming on an income protection policy provides you with a percentage of your salary (usually between 50-70%) and enables you to continue meeting your financial responsibilities.

Income protection insurance is different to your standard life insurance policy as it is designed to pay out whilst you’re still around, rather than upon death. It also differs in that it pays out in regular, manageable chunks as opposed to one large lump sum.

8 tips for homeschooling - plus a free timetable printable

As we enter another lockdown and homeschooling is on the agenda for many families once again, it's important to be as prepared and organised as you can be to make the transition as smooth as possible. 

Hopefully these 8 tips will help to make being in charge of your child's education that little bit easier.

Although learning from home allows some flexibility, it's a wise idea to have a clear written schedule available that you and the children can see. Not only will this provide structure for your day, similar to school, it prevents you getting sidetracked. Try to stick to the school's timetable as closely as you can, including taking regular breaks - I've created a free template at the bottom of this post that you can download/print to assist.