Why you should consider using a mortgage broker and advisor

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Whether you're looking to get on the housing ladder for the first time, seeking somewhere new to live or trying to purchase a property to let, buying a home can be an exciting yet somewhat daunting experience. There can be lots of jargon to interpret and paperwork that needs completing so if you're unsure of the process, you can be left feeling a little lost! 

A mortgage broker is a licensed and regulated professional who works as an intermediary for mortgage lenders and individuals wishing to get a mortgage. They are regulated by the Financial Conduct Authority (FCA) and require specific qualifications to work in the industry. They will look at your financial situation and provide information on the best lenders and deals to suit your circumstances then get your mortgage approved. Using a mortgage broker can definitely help to make things run smoothly from start to finish.

Here are some of the reasons why you should consider using a mortgage broker and advisor for your home purchase...

WIN Monty & Co Merchandise

Pipkins Productions, the creators of new preschool CBeebies children’s series Monty & Co has launched a merchandise range available on the Monty & Co online store boasting a full range of merchandise of the series favourite characters.

Monty & Co made its debut on CBeebies in summer 2020 and is a live action puppet series about a mix of lovable characters who live behind their shop where anything can be mended, repurposed or recycled. The series also deals with feelings and the everyday clash of personalities, conflicts and issues, but these are resolved within each episode with an emphasis on caring and comedy. Monty & Co is on CBeebies every Saturday and Sunday at 11.10am.

The merchandise range features a range of kids and adults T-shirts and aprons. Kids hoodies, mugs, baby bibs as well as birthday message videos and a cookbook from our favourite Welsh terrier, Charlie Pickle all available at https://montyandcoshop.com/.

7 Things I've Learnt As A Parent

Since the very first moment I held my newborns in my arms it has been an incredible learning journey. You may think as a parent you're the one teaching your child as you raise them but you certainly do develop and change as a person too. You grow as your little one does.

Here are seven things I've learnt as a parent...

Your best is good enough
Parents really give themselves a hard time but you should know that you're doing a wonderful job and you are a good parent. If you're worrying about how well you're doing that alone is a sign that you care enough to be concerned and you're therefore a pretty good mum or dad.  It's okay for your child to have chicken nuggets and chips from time to time and you shouldn't feel guilty, it's okay to raise your voice or get grumpy when you're sleep deprived and it's okay to leave the dishes on the side for a day. People may judge you at times for your choices on breast/bottle feeding or disposable/cloth nappy usage but if your kids are happy and healthy that's all that matters.

Caring for Wildlife in Autumn and Winter

As the summer fades away and autumn returns, it's a nice idea to think about how the wildlife in your gardens will cope. Food can become scarce as the weather cools so by taking just a few minutes to care for the birds and other creatures it will not only help them to survive but it can be a great way for little ones to learn about caring for animals too! 

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You can make fatballs of your own as a source of food or purchase bird feeders for just a few pounds. Try to ensure that they are in a location where birds can access them with ease, without the risk of attack from cats and don't place them too close to windows. Keep them topped up all season and clean or replace them when necessary as a damaged feeder can cause injury. 

Colic Awareness Month

Parenthood is a rewarding and joyful experience and with September being the busiest month for births there will be lots of mums and dads beginning their adventure within the next few days.

No doubt they will have their nursery decorated beautifully for taking their new arrival home, storage units stacked with neatly folded sleepsuits and nappies, but I wonder if they will they will be prepared for colic? According to a recent survey as many as 1 in 3 British mothers had never heard of this ailment, which affects as many as 140,000 babies each year, so it's certainly a topic that should be more openly discussed.